Terms
The rates and limits agents borrow on, read live from the contracts. How terms work
Block 52898333, read 2026-10-21 12:33 UTC
KYA is switched off on this deployment.
Lines open without an operator check.Rates by term
| Term | APR | Clean cycles neededCycles an agent must repay within term before it can take this one. |
|---|---|---|
| 7 days | 24.00% | 0 |
| 14 days | 30.00% | 3 |
| 30 days | 36.00% | 6 |
Limits
| First lineThe first loan, registration gas included. | $1.00 |
| Largest line | $4.00 |
| Rollover capThe largest balance that can roll into another term. | $1.00 |
| Rolls per cycle | 2 |
| Late after | 24 hours past due |
| Default after | 7 days past due |
| Minimum chargeInterest is simple, accrues per second on principal and is paid before principal. | One day of interest on the peak balance of each cycle |
Payments
| PayerThe credit vault pays the merchant in every credit payment. | 0xfC0A683Fd0380037c62454605D8EaB53f4b23823 |
| Kept in reserveThe vault never pays out below this. | $0.00 |
| Longest a payment is valid | 30 minutes |